Personal Insurance
Homeowners HO3 & HO8
Primary, secondary, seasonal, coastal homes, all construction types, any year built or fire protection class. Markets available for diving boards, trampolines, dogs
Dwelling Fire DP3
Long and short term rentals, including less than weekly stays, properties owned by trusts, llc’s, coastal property and all construction types
Condo Unit Homeowners HO6
Primary, secondary, seasonal, rentals, including short term less than weekly, loss assessments available to $10,000. Loss assessment coverage is one of the most valuable coverage in an ho6 policy. This coverage will respond when the association assesses all unit owners equally after a loss, regardless of any damage to your individual unit.
Tenant Homeowners – HO4
Insuring your valuable contents for replacement cost, loss of use coverage, and liability
High Value Homeowners/Dwellings/Condo Unit Homeowners
Several specialty markets available and many alternatives to citizens not requiring opening protection. Ala Carte program which allows the Homeowner to choose coverage amounts for Other Structures, Contents, Loss of Use, and Liability Limits.
Auto-discounts for homeowner’s, college graduates, good student, multi-policy discounts available
Pleasure Boats/Personal Watercraft
All lengths and horsepower, optional coverages available for towing, fishing equipment, and roadside assistance. Whether your boat is moored in water, dry docked, or trailered, we have all the markets for your personal watercraft and pleasure boat needs
Recreational Vehicles
Motor homes, travel trailers, ATV’s, motorcycles, and much more
Golf Carts
Both licensed for road use and unlicensed
Umbrella
Limits available to $20,000,000
Personal Articles Floaters
Jewelry, furs, guns, collectibles and many other schedules